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Financing for first residence

Posted by Marketing Urbaniza on October 27, 2025
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If the property you buy will be your habitual residence in Spain, banks usually offer more favorable conditions, among which are:

  • Financing up to 80% of the appraised value.
  • Longer amortization terms (up to 40 years) and competitive interest rates.
  • More flexible requirements in terms of income and job stability.
    Possibility of including home or life insurance linked to the loan.

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